PNB Housing Finance Limited
PNBHOUSING · 540173 · Financial Services · Housing Finance Company
- Market cap
- Rs 28,949 Cr
- P/E
- 12.31x
- P/B
- 1.43x
- 52W high / low
- Rs 1,224.8 / Rs 729.6
About PNB Housing Finance
PNB Housing Finance Limited is listed on the NSE under the symbol PNBHOUSING and on the BSE under scrip code 540173. It is classified in the Financial Services sector, industry: Housing Finance Company. It is a constituent of BSE 500, NIFTY 500 and NIFTY Smallcap 250. The company listed on 7 Nov 2016 and has a face value of Rs 10.
The latest available end-of-day price is Rs 1,110 (−1.07% on the day), for a market capitalisation of Rs 28,949 Cr. Trailing P/E is 12.31x and price-to-book is 1.43x. The 52-week range is Rs 729.6 to Rs 1,224.8. The latest price is 77% of the way from the 52-week low to the 52-week high.
Against the 10-company comparison set from the official BSE basic industry Housing Finance Company, its market capitalisation is 2.6 times the peer median of Rs 11,114 Cr, and its P/E of 12.31x compares with a peer median of 13.51x. The comparison set is chosen mechanically from the exchange classification; it is not a ranking.
Latest annual results
For FY26 (year ended 31 Mar 2026), PNB Housing Finance Limited reported total income of Rs 8,505 Cr and net profit of Rs 2,291 Cr, with a net margin of 26.94% and earnings per share of Rs 88.01 (consolidated statements).
Year-on-year change: total income +10.58%; net profit +18.34%; EPS +18.10%. Three-year compound annual growth rate: total income +9.21%; net profit +29.86%.
At the same date the balance sheet shows total assets of Rs 93,512 Cr and shareholders' equity of Rs 19,219 Cr.
On a trailing-twelve-month basis the filings add up to revenue of Rs 8,982 Cr, net income of Rs 2,350 Cr and a net margin of 26.16%.
Shareholding pattern
In the shareholding pattern for 30 Sept 2026, PNB Housing Finance Limited's ownership is split: promoters 28.01%; foreign institutional investors (FIIs) 14.19%; domestic institutional investors (DIIs) 49.29%; retail and other shareholders 8.51%.
Compared with the filing for 30 Jun 2026: promoter holding −0.02 percentage points; FII holding −2.62 percentage points; DII holding +3.58 percentage points.
The same filing lists reported promoter pledge of 0.00% and 1,63,963 shareholders on record.
Figures are raw disclosures from official NSE/BSE and SEBI filings plus mechanically computed ratios, restated in words. This is research data, not investment advice, a rating or a recommendation; DalalOS is not a SEBI-registered investment advisor.
More
Peer comparison
Official BSE basic industry: Housing Finance Company. Limited to companies within a 0.1x–10x market-cap band.
Edit columns
| Bajaj Housing Finance Limited | Rs 77.92 | Rs 64,900 Cr | Rs 12,103 Cr | Rs 2,806 Cr | 23.12x | 13.22% |
| PNB Housing Finance LimitedThis company | Rs 1,110 | Rs 28,949 Cr | Rs 8,982 Cr | Rs 2,350 Cr | 12.31x | 13.03% |
| LIC Housing Finance Limited | Rs 514 | Rs 28,291 Cr | Rs 28,692 Cr | Rs 5,739 Cr | 4.93x | 14.76% |
| Aadhar Housing Finance Limited | Rs 440 | Rs 19,243 Cr | Rs 3,833 Cr | Rs 1,141 Cr | 16.74x | 16.40% |
| Sammaan Capital Limited | Rs 121.13 | Rs 13,890 Cr | Rs 7,463 Cr | Rs -7,235.6 Cr | — | -35.46% |
| Home First Finance Company India Limited | Rs 1,062.9 | Rs 11,114 Cr | Rs 2,095 Cr | Rs 620 Cr | 17.88x | 18.02% |
| Aptus Value Housing Finance India Limited | Rs 200.32 | Rs 10,032 Cr | Rs 2,326 Cr | Rs 985 Cr | 10.17x | 21.00% |
| Can Fin Homes Limited | Rs 732.05 | Rs 9,748 Cr | Rs 4,294 Cr | Rs 1,130 Cr | 8.63x | 20.45% |
| Aavas Financiers Limited | Rs 1,111.6 | Rs 8,797 Cr | Rs 2,021 Cr | Rs 491 Cr | 17.92x | 13.93% |
| India Shelter Finance Corporation Limited | Rs 627.7 | Rs 6,827 Cr | Rs 1,529 Cr | Rs 503 Cr | 13.51x | 17.04% |
| Median | Rs 627.7 | Rs 11,114 Cr | Rs 3,833 Cr | Rs 1,130 Cr | 13.51x | 16.40% |
Peers are selected mechanically from the official BSE industry hierarchy and current market-cap band. This is a comparison set, not a ranking or recommendation.
Companies related to PNB Housing Finance
Same official industry (Housing Finance Company)
- Bajaj Housing Finance LimitedBAJAJHFL · Market cap Rs 64,900 Cr
- LIC Housing Finance LimitedLICHSGFIN · Market cap Rs 28,291 Cr
- Aadhar Housing Finance LimitedAADHARHFC · Market cap Rs 19,243 Cr
- Sammaan Capital LimitedSAMMAANCAP · Market cap Rs 13,890 Cr
- Home First Finance Company India LimitedHOMEFIRST · Market cap Rs 11,114 Cr
- Aptus Value Housing Finance India LimitedAPTUS · Market cap Rs 10,032 Cr
- Can Fin Homes LimitedCANFINHOME · Market cap Rs 9,748 Cr
- Aavas Financiers LimitedAAVAS · Market cap Rs 8,797 Cr
Other Financial Services companies of a similar market capitalisation
- Star Health and Allied Insurance Company LimitedSTARHEALTH · Market cap Rs 31,361 Cr
- Housing & Urban Development Corporation LimitedHUDCO · Market cap Rs 29,554 Cr
- Tata Investment Corporation LimitedTATAINVEST · Market cap Rs 29,029 Cr
- Indian Renewable Energy Development Agency LimitedIREDA · Market cap Rs 28,514 Cr
- Manappuram Finance LimitedMANAPPURAM · Market cap Rs 28,378 Cr
- UCO BankUCOBANK · Market cap Rs 27,800 Cr
- The New India Assurance Company LimitedNIACL · Market cap Rs 27,653 Cr
- Angel One LimitedANGELONE · Market cap Rs 26,826 Cr
Companies are grouped mechanically from the exchange classification and listed by market capitalisation. This is a comparison set, not a ranking or recommendation.