Poonawalla Fincorp Limited
POONAWALLA · 524000 · Financial Services · Non Banking Financial Company (NBFC)
- Market cap
- Rs 38,878 Cr
- P/E
- 34.41x
- P/B
- 2.83x
- 52W high / low
- Rs 511.9 / Rs 361.2
P/E, P/B and ROE are inconsistent: ROE x P/E = 4.04 but P/B = 2.83 (> 25% apart); one input is likely on a different basis.
About Poonawalla Fincorp
Poonawalla Fincorp Limited is listed on the NSE under the symbol POONAWALLA and on the BSE under scrip code 524000. It is classified in the Financial Services sector, industry: Non Banking Financial Company (NBFC). It is a constituent of BSE 500, NIFTY 500 and NIFTY Smallcap 250. The company listed on 27 Apr 2004 and has a face value of Rs 2.
The latest available end-of-day price is Rs 441.5 (+9.49% on the day), for a market capitalisation of Rs 38,878 Cr. Trailing P/E is 34.41x and price-to-book is 2.83x. The 52-week range is Rs 361.2 to Rs 511.9. The latest price is 53% of the way from the 52-week low to the 52-week high.
Against the 15-company comparison set from the official BSE basic industry Non Banking Financial Company (NBFC), its market capitalisation is 0.9 times the peer median of Rs 42,994 Cr, and its P/E of 34.41x compares with a peer median of 17.69x. The comparison set is chosen mechanically from the exchange classification; it is not a ranking.
Latest annual results
For FY26 (year ended 31 Mar 2026), Poonawalla Fincorp Limited reported total income of Rs 6,796 Cr and net profit of Rs 542 Cr, with a net margin of 7.97% and earnings per share of Rs 6.84 (consolidated statements).
Year-on-year change: total income +60.93%; net profit not meaningful (a loss in one of the periods); EPS not meaningful (a loss in one of the periods). Three-year compound annual growth rate: total income +50.12%; net profit −7.52%.
At the same date the balance sheet shows total assets of Rs 60,272 Cr and shareholders' equity of Rs 10,348 Cr.
On a trailing-twelve-month basis the filings add up to revenue of Rs 8,901 Cr, net income of Rs 1,088 Cr and a net margin of 12.22%.
Shareholding pattern
In the shareholding pattern for 30 Sept 2026, Poonawalla Fincorp Limited's ownership is split: promoters 59.01%; foreign institutional investors (FIIs) 11.64%; domestic institutional investors (DIIs) 17.16%; retail and other shareholders 12.19%.
Compared with the filing for 30 Jun 2026: promoter holding −0.01 percentage points; FII holding +0.68 percentage points; DII holding +0.42 percentage points.
The same filing lists reported promoter pledge of 0.00% and 1,81,197 shareholders on record.
Recent filings and corporate actions
194 BSE corporate announcements were filed by Poonawalla Fincorp Limited in the past twelve months; the most frequent category is "Company Update" (158). The most recent is "Intimation w.r.t allotment of Non-Convertible Debentures" (Company Update), filed on 29 Oct 2026.
The disclosed corporate-action timeline lists 3 entries: dividend (3). The latest is a dividend (Interim Dividend - Rs. - 2.0000) with ex-date 31 Jan 2024.
Figures are raw disclosures from official NSE/BSE and SEBI filings plus mechanically computed ratios, restated in words. This is research data, not investment advice, a rating or a recommendation; DalalOS is not a SEBI-registered investment advisor.
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Peer comparison
Official BSE basic industry: Non Banking Financial Company (NBFC). Limited to companies within a 0.1x–10x market-cap band.
Edit columns
| Shriram Finance Limited | Rs 841.1 | Rs 1,97,915 Cr | Rs 51,949 Cr | Rs 12,687 Cr | 14.01x | 20.73% |
| Tata Capital Limited | Rs 326.35 | Rs 1,37,625 Cr | Rs 32,716 Cr | Rs 5,478 Cr | 25.32x | 11.78% |
| Cholamandalam Investment and Finance Company Limited | Rs 1,604.2 | Rs 1,36,830 Cr | Rs 33,142 Cr | Rs 5,751 Cr | 23.65x | 21.25% |
| Muthoot Finance Limited | Rs 2,497.1 | Rs 1,00,251 Cr | Rs 33,558 Cr | Rs 11,457 Cr | 8.81x | 33.21% |
| L&T Finance Limited | Rs 251.05 | Rs 62,922 Cr | Rs 20,080 Cr | Rs 3,436 Cr | 18.38x | 12.95% |
| SBI Cards and Payment Services Limited | Rs 540 | Rs 51,389 Cr | Rs 21,047 Cr | Rs 2,608 Cr | 19.71x | 17.68% |
| Piramal Finance Limited | Rs 1,864.8 | Rs 44,112 Cr | Rs 13,588 Cr | Rs 1,909 Cr | 22.23x | 6.14% |
| Sundaram Finance Limited | Rs 3,948.4 | Rs 43,515 Cr | — | — | 21.14x | — |
| Authum Investment & Infrastructure Limited | Rs 500.15 | Rs 42,473 Cr | Rs 2,915 Cr | Rs 2,095 Cr | 15.43x | 24.35% |
| HDB Financial Services Limited | Rs 499.6 | Rs 41,506 Cr | Rs 19,362 Cr | Rs 2,960 Cr | 14.01x | 13.36% |
| Poonawalla Fincorp LimitedThis company | Rs 441.5 | Rs 38,878 Cr | Rs 8,901 Cr | Rs 1,088 Cr | 34.41x | 11.74% |
| Mahindra & Mahindra Financial Services Limited | Rs 264.8 | Rs 36,797 Cr | Rs 21,798 Cr | Rs 3,260 Cr | 11.32x | 13.51% |
| Manappuram Finance Limited | Rs 302.1 | Rs 28,378 Cr | Rs 10,310 Cr | Rs 1,445 Cr | 18.43x | 10.18% |
| IIFL Finance Limited | Rs 562.2 | Rs 23,910 Cr | Rs 14,364 Cr | Rs 2,256 Cr | 11.37x | 15.97% |
| Capri Global Capital Limited | Rs 231.61 | Rs 22,284 Cr | Rs 5,982 Cr | Rs 1,310 Cr | 17.01x | 22.77% |
| Median | Rs 499.88 | Rs 42,994 Cr | Rs 20,080 Cr | Rs 2,960 Cr | 17.69x | 15.97% |
Peers are selected mechanically from the official BSE industry hierarchy and current market-cap band. This is a comparison set, not a ranking or recommendation.
Companies related to Poonawalla Fincorp
Same official industry (Non Banking Financial Company (NBFC))
- Shriram Finance LimitedSHRIRAMFIN · Market cap Rs 1,97,915 Cr
- Tata Capital LimitedTATACAP · Market cap Rs 1,37,625 Cr
- Cholamandalam Investment and Finance Company LimitedCHOLAFIN · Market cap Rs 1,36,830 Cr
- Muthoot Finance LimitedMUTHOOTFIN · Market cap Rs 1,00,251 Cr
- L&T Finance LimitedLTF · Market cap Rs 62,922 Cr
- SBI Cards and Payment Services LimitedSBICARD · Market cap Rs 51,389 Cr
- Piramal Finance LimitedPIRAMALFIN · Market cap Rs 44,112 Cr
- Sundaram Finance LimitedSUNDARMFIN · Market cap Rs 43,515 Cr
Other Financial Services companies of a similar market capitalisation
- Authum Investment & Infrastructure LimitedAIIL · Market cap Rs 42,473 Cr
- Max Financial Services LimitedMFSL · Market cap Rs 41,620 Cr
- 360 ONE WAM LIMITED360ONE · Market cap Rs 41,593 Cr
- HDB Financial Services LimitedHDBFS · Market cap Rs 41,506 Cr
- Anand Rathi Wealth LimitedANANDRATHI · Market cap Rs 37,691 Cr
- Mahindra & Mahindra Financial Services LimitedM&MFIN · Market cap Rs 36,797 Cr
- Karur Vysya Bank LimitedKARURVYSYA · Market cap Rs 34,270 Cr
- Crisil LimitedCRISIL · Market cap Rs 33,614 Cr
Companies are grouped mechanically from the exchange classification and listed by market capitalisation. This is a comparison set, not a ranking or recommendation.