SBI Cards and Payment Services Limited
SBICARD · 543066 · Financial Services · Non Banking Financial Company (NBFC)
- Market cap
- Rs 51,389 Cr
- P/E
- 19.71x
- P/B
- 2.99x
- 52W high / low
- Rs 915 / Rs 519.05
About SBI Cards and Payment Services
SBI Cards and Payment Services Limited is listed on the NSE under the symbol SBICARD and on the BSE under scrip code 543066. It is classified in the Financial Services sector, industry: Non Banking Financial Company (NBFC). It is a constituent of BSE 200, NIFTY 200, NIFTY 500, NIFTY Financial Services and NIFTY Midcap 150. The company listed on 16 Mar 2020 and has a face value of Rs 10.
The latest available end-of-day price is Rs 540 (+2.36% on the day), for a market capitalisation of Rs 51,389 Cr. Trailing P/E is 19.71x and price-to-book is 2.99x. The 52-week range is Rs 519.05 to Rs 915. The latest price is 5% of the way from the 52-week low to the 52-week high.
Against the 15-company comparison set from the official BSE basic industry Non Banking Financial Company (NBFC), its market capitalisation is 1.2 times the peer median of Rs 42,994 Cr, and its P/E of 19.71x compares with a peer median of 17.69x. The comparison set is chosen mechanically from the exchange classification; it is not a ranking.
Latest annual results
For FY26 (year ended 31 Mar 2026), SBI Cards and Payment Services Limited reported total income of Rs 20,708 Cr and net profit of Rs 2,167 Cr, with a net margin of 10.46% and earnings per share of Rs 22.77 (standalone statements).
Year-on-year change: total income +11.11%; net profit +13.06%; EPS +13.00%. Three-year compound annual growth rate: total income +13.17%; net profit −1.37%.
At the same date the balance sheet shows total assets of Rs 66,328 Cr and shareholders' equity of Rs 15,726 Cr.
On a trailing-twelve-month basis the filings add up to revenue of Rs 21,047 Cr, net income of Rs 2,608 Cr and a net margin of 12.39%.
Shareholding pattern
In the shareholding pattern for 30 Sept 2026, SBI Cards and Payment Services Limited's ownership is split: promoters 68.86%; foreign institutional investors (FIIs) 7.12%; domestic institutional investors (DIIs) 20.20%; retail and other shareholders 3.82%.
Compared with the filing for 30 Jun 2026: promoter holding 0.00 percentage points; FII holding −1.87 percentage points; DII holding +2.07 percentage points.
The same filing lists reported promoter pledge of 0.00% and 7,17,215 shareholders on record.
Recent filings and corporate actions
183 BSE corporate announcements were filed by SBI Cards and Payment Services Limited in the past twelve months; the most frequent category is "Company Update" (156). The most recent is "Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Transcript - SBI Card Q2''FY 2…" (Company Update), filed on 29 Oct 2026.
The disclosed corporate-action timeline lists 5 entries: dividend (5). The latest is a dividend (Interim Dividend - Rs. - 2.5000) with ex-date 11 Mar 2026.
Figures are raw disclosures from official NSE/BSE and SEBI filings plus mechanically computed ratios, restated in words. This is research data, not investment advice, a rating or a recommendation; DalalOS is not a SEBI-registered investment advisor.
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Peer comparison
Official BSE basic industry: Non Banking Financial Company (NBFC). Limited to companies within a 0.1x–10x market-cap band.
Edit columns
| Shriram Finance Limited | Rs 841.1 | Rs 1,97,915 Cr | Rs 51,949 Cr | Rs 12,687 Cr | 14.01x | 20.73% |
| Tata Capital Limited | Rs 326.35 | Rs 1,37,625 Cr | Rs 32,716 Cr | Rs 5,478 Cr | 25.32x | 11.78% |
| Cholamandalam Investment and Finance Company Limited | Rs 1,604.2 | Rs 1,36,830 Cr | Rs 33,142 Cr | Rs 5,751 Cr | 23.65x | 21.25% |
| Muthoot Finance Limited | Rs 2,497.1 | Rs 1,00,251 Cr | Rs 33,558 Cr | Rs 11,457 Cr | 8.81x | 33.21% |
| L&T Finance Limited | Rs 251.05 | Rs 62,922 Cr | Rs 20,080 Cr | Rs 3,436 Cr | 18.38x | 12.95% |
| SBI Cards and Payment Services LimitedThis company | Rs 540 | Rs 51,389 Cr | Rs 21,047 Cr | Rs 2,608 Cr | 19.71x | 17.68% |
| Piramal Finance Limited | Rs 1,864.8 | Rs 44,112 Cr | Rs 13,588 Cr | Rs 1,909 Cr | 22.23x | 6.14% |
| Sundaram Finance Limited | Rs 3,948.4 | Rs 43,515 Cr | — | — | 21.14x | — |
| Authum Investment & Infrastructure Limited | Rs 500.15 | Rs 42,473 Cr | Rs 2,915 Cr | Rs 2,095 Cr | 15.43x | 24.35% |
| HDB Financial Services Limited | Rs 499.6 | Rs 41,506 Cr | Rs 19,362 Cr | Rs 2,960 Cr | 14.01x | 13.36% |
| Poonawalla Fincorp Limited | Rs 441.5 | Rs 38,878 Cr | Rs 8,901 Cr | Rs 1,088 Cr | 34.41x | 11.74% |
| Mahindra & Mahindra Financial Services Limited | Rs 264.8 | Rs 36,797 Cr | Rs 21,798 Cr | Rs 3,260 Cr | 11.32x | 13.51% |
| Manappuram Finance Limited | Rs 302.1 | Rs 28,378 Cr | Rs 10,310 Cr | Rs 1,445 Cr | 18.43x | 10.18% |
| IIFL Finance Limited | Rs 562.2 | Rs 23,910 Cr | Rs 14,364 Cr | Rs 2,256 Cr | 11.37x | 15.97% |
| Capri Global Capital Limited | Rs 231.61 | Rs 22,284 Cr | Rs 5,982 Cr | Rs 1,310 Cr | 17.01x | 22.77% |
| Median | Rs 499.88 | Rs 42,994 Cr | Rs 20,080 Cr | Rs 2,960 Cr | 17.69x | 15.97% |
Peers are selected mechanically from the official BSE industry hierarchy and current market-cap band. This is a comparison set, not a ranking or recommendation.
Companies related to SBI Cards and Payment Services
Same official industry (Non Banking Financial Company (NBFC))
- Shriram Finance LimitedSHRIRAMFIN · Market cap Rs 1,97,915 Cr
- Tata Capital LimitedTATACAP · Market cap Rs 1,37,625 Cr
- Cholamandalam Investment and Finance Company LimitedCHOLAFIN · Market cap Rs 1,36,830 Cr
- Muthoot Finance LimitedMUTHOOTFIN · Market cap Rs 1,00,251 Cr
- L&T Finance LimitedLTF · Market cap Rs 62,922 Cr
- Piramal Finance LimitedPIRAMALFIN · Market cap Rs 44,112 Cr
- Sundaram Finance LimitedSUNDARMFIN · Market cap Rs 43,515 Cr
- Authum Investment & Infrastructure LimitedAIIL · Market cap Rs 42,473 Cr
Other Financial Services companies of a similar market capitalisation
- ICICI Life Insurance LimitedICICILIFE · Market cap Rs 60,051 Cr
- Motilal Oswal Financial Services LimitedMOTILALOFS · Market cap Rs 59,378 Cr
- Nippon Life India Asset Management LimitedNAM-INDIA · Market cap Rs 59,133 Cr
- General Insurance Corporation of IndiaGICRE · Market cap Rs 56,538 Cr
- Indian Overseas BankIOB · Market cap Rs 56,326 Cr
- RBL Bank LimitedRBLBANK · Market cap Rs 55,999 Cr
- Yes Bank LimitedYESBANK · Market cap Rs 48,433 Cr
- PB Fintech LimitedPOLICYBZR · Market cap Rs 47,112 Cr
Companies are grouped mechanically from the exchange classification and listed by market capitalisation. This is a comparison set, not a ranking or recommendation.