Cholamandalam Investment and Finance Company Limited
CHOLAFIN · 511243 · Financial Services · Non Banking Financial Company (NBFC)
- Market cap
- Rs 1,36,830 Cr
- P/E
- 23.65x
- P/B
- 4.49x
- 52W high / low
- Rs 1,952.5 / Rs 1,299.4
About Cholamandalam Investment and Finance Company
Cholamandalam Investment and Finance Company Limited is listed on the NSE under the symbol CHOLAFIN and on the BSE under scrip code 511243. It is classified in the Financial Services sector, industry: Non Banking Financial Company (NBFC). It is a constituent of BSE 100, NIFTY 100, NIFTY 200, NIFTY 500, NIFTY Financial Services and NIFTY Next 50. The company listed on 15 May 1996 and has a face value of Rs 2.
The latest available end-of-day price is Rs 1,604.2 (+3.82% on the day), for a market capitalisation of Rs 1,36,830 Cr. Trailing P/E is 23.65x and price-to-book is 4.49x. The 52-week range is Rs 1,299.4 to Rs 1,952.5. The latest price is 47% of the way from the 52-week low to the 52-week high.
Against the 15-company comparison set from the official BSE basic industry Non Banking Financial Company (NBFC), its market capitalisation is 2.9 times the peer median of Rs 47,452 Cr, and its P/E of 23.65x compares with a peer median of 18.41x. The comparison set is chosen mechanically from the exchange classification; it is not a ranking.
Latest annual results
For FY26 (year ended 31 Mar 2026), Cholamandalam Investment and Finance Company Limited reported total income of Rs 31,539 Cr and net profit of Rs 5,233 Cr, with a net margin of 16.59% and earnings per share of Rs 61.98 (consolidated statements).
Year-on-year change: total income +20.59%; net profit +22.75%; EPS +22.20%. Three-year compound annual growth rate: total income +34.00%; net profit +25.22%.
At the same date the balance sheet shows total assets of Rs 2,45,448 Cr and shareholders' equity of Rs 30,458 Cr.
On a trailing-twelve-month basis the filings add up to revenue of Rs 33,142 Cr, net income of Rs 5,751 Cr and a net margin of 17.35%.
Shareholding pattern
In the shareholding pattern for 30 Sept 2026, Cholamandalam Investment and Finance Company Limited's ownership is split: promoters 48.93%; foreign institutional investors (FIIs) 24.87%; domestic institutional investors (DIIs) 20.38%; retail and other shareholders 5.82%.
Compared with the filing for 30 Jun 2026: promoter holding −0.29 percentage points; FII holding +0.42 percentage points; DII holding −0.24 percentage points.
The same filing lists reported promoter pledge of 0.00% and 1,70,510 shareholders on record.
Recent filings and corporate actions
115 BSE corporate announcements were filed by Cholamandalam Investment and Finance Company Limited in the past twelve months; the most frequent category is "Company Update" (89). The most recent is "Intimation of allotment of equity shares on exercise of ESOPs" (Company Update), filed on 29 Oct 2026.
The disclosed corporate-action timeline lists 10 entries: dividend (10). The latest is a dividend (Final Dividend - Rs. - 0.7000) with ex-date 21 Jul 2026.
Figures are raw disclosures from official NSE/BSE and SEBI filings plus mechanically computed ratios, restated in words. This is research data, not investment advice, a rating or a recommendation; DalalOS is not a SEBI-registered investment advisor.
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Peer comparison
Official BSE basic industry: Non Banking Financial Company (NBFC). Limited to companies within a 0.1x–10x market-cap band.
Edit columns
| Bajaj Finance Limited | Rs 938.9 | Rs 5,84,362 Cr | Rs 90,563 Cr | Rs 22,066 Cr | 26.92x | 20.59% |
| Shriram Finance Limited | Rs 841.1 | Rs 1,97,915 Cr | Rs 51,949 Cr | Rs 12,687 Cr | 14.01x | 20.73% |
| Tata Capital Limited | Rs 326.35 | Rs 1,37,625 Cr | Rs 32,716 Cr | Rs 5,478 Cr | 25.32x | 11.78% |
| Cholamandalam Investment and Finance Company LimitedThis company | Rs 1,604.2 | Rs 1,36,830 Cr | Rs 33,142 Cr | Rs 5,751 Cr | 23.65x | 21.25% |
| Muthoot Finance Limited | Rs 2,497.1 | Rs 1,00,251 Cr | Rs 33,558 Cr | Rs 11,457 Cr | 8.81x | 33.21% |
| L&T Finance Limited | Rs 251.05 | Rs 62,922 Cr | Rs 20,080 Cr | Rs 3,436 Cr | 18.38x | 12.95% |
| SBI Cards and Payment Services Limited | Rs 540 | Rs 51,389 Cr | Rs 21,047 Cr | Rs 2,608 Cr | 19.71x | 17.68% |
| Piramal Finance Limited | Rs 1,864.8 | Rs 44,112 Cr | Rs 13,588 Cr | Rs 1,909 Cr | 22.23x | 6.14% |
| Sundaram Finance Limited | Rs 3,948.4 | Rs 43,515 Cr | — | — | 21.14x | — |
| Authum Investment & Infrastructure Limited | Rs 500.15 | Rs 42,473 Cr | Rs 2,915 Cr | Rs 2,095 Cr | 15.43x | 24.35% |
| HDB Financial Services Limited | Rs 499.6 | Rs 41,506 Cr | Rs 19,362 Cr | Rs 2,960 Cr | 14.01x | 13.36% |
| Poonawalla Fincorp Limited | Rs 441.5 | Rs 38,878 Cr | Rs 8,901 Cr | Rs 1,088 Cr | 34.41x | 11.74% |
| Mahindra & Mahindra Financial Services Limited | Rs 264.8 | Rs 36,797 Cr | Rs 21,798 Cr | Rs 3,260 Cr | 11.32x | 13.51% |
| Manappuram Finance Limited | Rs 302.1 | Rs 28,378 Cr | Rs 10,310 Cr | Rs 1,445 Cr | 18.43x | 10.18% |
| IIFL Finance Limited | Rs 562.2 | Rs 23,910 Cr | Rs 14,364 Cr | Rs 2,256 Cr | 11.37x | 15.97% |
| Median | Rs 520.08 | Rs 47,452 Cr | Rs 21,047 Cr | Rs 3,260 Cr | 18.41x | 15.97% |
Peers are selected mechanically from the official BSE industry hierarchy and current market-cap band. This is a comparison set, not a ranking or recommendation.
Companies related to Cholamandalam Investment and Finance Company
Same official industry (Non Banking Financial Company (NBFC))
- Bajaj Finance LimitedBAJFINANCE · Market cap Rs 5,84,362 Cr
- Shriram Finance LimitedSHRIRAMFIN · Market cap Rs 1,97,915 Cr
- Tata Capital LimitedTATACAP · Market cap Rs 1,37,625 Cr
- Muthoot Finance LimitedMUTHOOTFIN · Market cap Rs 1,00,251 Cr
- L&T Finance LimitedLTF · Market cap Rs 62,922 Cr
- SBI Cards and Payment Services LimitedSBICARD · Market cap Rs 51,389 Cr
- Piramal Finance LimitedPIRAMALFIN · Market cap Rs 44,112 Cr
- Sundaram Finance LimitedSUNDARMFIN · Market cap Rs 43,515 Cr
Other Financial Services companies of a similar market capitalisation
- Punjab National BankPNB · Market cap Rs 1,42,398 Cr
- Union Bank of IndiaUNIONBANK · Market cap Rs 1,42,367 Cr
- Jio Financial Services LimitedJIOFIN · Market cap Rs 1,36,685 Cr
- ICICI Prudential Asset Management Company LimitedICICIAMC · Market cap Rs 1,35,521 Cr
- Bank of BarodaBANKBARODA · Market cap Rs 1,24,942 Cr
- Billionbrains Garage Ventures LimitedGROWW · Market cap Rs 1,19,299 Cr
- Indian BankINDIANB · Market cap Rs 1,16,391 Cr
- Bajaj Holdings & Investment LimitedBAJAJHLDNG · Market cap Rs 1,12,963 Cr
Companies are grouped mechanically from the exchange classification and listed by market capitalisation. This is a comparison set, not a ranking or recommendation.