Indian Overseas Bank
IOB · 532388 · Financial Services · Public Sector Bank
- Market cap
- Rs 56,326 Cr
- P/E
- 8.53x
- P/B
- 1.40x
- 52W high / low
- Rs 41.29 / Rs 28.32
About Indian Overseas Bank
Indian Overseas Bank is listed on the NSE under the symbol IOB and on the BSE under scrip code 532388. It is classified in the Financial Services sector, industry: Public Sector Bank. It is a constituent of BSE 200, NIFTY 500 and NIFTY Smallcap 250. The company listed on 7 Dec 2000 and has a face value of Rs 10.
The latest available end-of-day price is Rs 29.25 (+0.79% on the day), for a market capitalisation of Rs 56,326 Cr. Trailing P/E is 8.53x and price-to-book is 1.40x. The 52-week range is Rs 28.32 to Rs 41.29. The latest price is 7% of the way from the 52-week low to the 52-week high.
Against the 11-company comparison set from the official BSE basic industry Public Sector Bank, its market capitalisation is 0.9 times the peer median of Rs 62,302 Cr, and its P/E of 8.53x compares with a peer median of 6.87x. The comparison set is chosen mechanically from the exchange classification; it is not a ranking.
Latest annual results
For FY26 (year ended 31 Mar 2026), Indian Overseas Bank reported total income of Rs 37,532 Cr and net profit of Rs 5,208 Cr, with a net margin of 13.88% and earnings per share of Rs 2.81 (consolidated statements).
Year-on-year change: total income +11.21%; net profit +53.38%; EPS +56.98%. Three-year compound annual growth rate: total income +16.85%; net profit +35.26%.
At the same date the balance sheet shows total assets of Rs 4,72,795 Cr, shareholders' equity of Rs 36,991 Cr, a reported gross NPA ratio of 0.01% and a reported net NPA ratio of 0.00%.
On a trailing-twelve-month basis the filings add up to revenue of Rs 40,817 Cr, net income of Rs 6,442 Cr and a net margin of 15.78%.
Shareholding pattern
In the shareholding pattern for 30 Sept 2026, Indian Overseas Bank's ownership is split: promoters 92.44%; foreign institutional investors (FIIs) 0.48%; domestic institutional investors (DIIs) 4.29%; retail and other shareholders 2.79%.
Compared with the filing for 30 Jun 2026: promoter holding 0.00 percentage points; FII holding +0.01 percentage points; DII holding 0.00 percentage points.
The same filing lists reported promoter pledge of 0.00% and 9,43,961 shareholders on record.
Recent filings and corporate actions
113 BSE corporate announcements were filed by Indian Overseas Bank in the past twelve months; the most frequent category is "Company Update" (78). The most recent is "Newspaper publication of Financial Results" (Company Update), filed on 28 Oct 2026.
Figures are raw disclosures from official NSE/BSE and SEBI filings plus mechanically computed ratios, restated in words. This is research data, not investment advice, a rating or a recommendation; DalalOS is not a SEBI-registered investment advisor.
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Peer comparison
Official BSE basic industry: Public Sector Bank. Limited to companies within a 0.1x–10x market-cap band.
Edit columns
| Punjab National Bank | Rs 123.9 | Rs 1,42,398 Cr | Rs 1,49,418 Cr | Rs 20,603 Cr | 6.46x | 15.60% |
| Union Bank of India | Rs 186.5 | Rs 1,42,367 Cr | Rs 1,30,808 Cr | Rs 21,301 Cr | 6.47x | 17.79% |
| Bank of Baroda | Rs 241.31 | Rs 1,24,942 Cr | Rs 1,59,738 Cr | Rs 17,698 Cr | 6.87x | 11.53% |
| Indian Bank | Rs 864.1 | Rs 1,16,391 Cr | Rs 84,489 Cr | Rs 12,948 Cr | 8.81x | 17.44% |
| Canara Bank | Rs 119.79 | Rs 1,08,657 Cr | Rs 1,50,262 Cr | Rs 19,295 Cr | 5.33x | 18.28% |
| Bank of Maharashtra | Rs 81 | Rs 62,302 Cr | Rs 35,770 Cr | Rs 8,125 Cr | 7.78x | 25.85% |
| Bank of India | Rs 135.7 | Rs 61,790 Cr | Rs 87,684 Cr | Rs 11,464 Cr | 5.25x | 13.80% |
| Indian Overseas BankThis company | Rs 29.25 | Rs 56,326 Cr | Rs 40,817 Cr | Rs 6,442 Cr | 8.53x | 19.25% |
| UCO Bank | Rs 22.17 | Rs 27,800 Cr | Rs 29,474 Cr | Rs 2,445 Cr | 10.81x | 8.50% |
| Central Bank of India | Rs 29.22 | Rs 26,448 Cr | Rs 44,355 Cr | Rs 4,808 Cr | 5.49x | 12.70% |
| Punjab & Sind Bank | Rs 18.98 | Rs 13,467 Cr | Rs 14,299 Cr | Rs 1,502 Cr | 9.00x | 10.93% |
| Median | Rs 119.79 | Rs 62,302 Cr | Rs 84,489 Cr | Rs 11,464 Cr | 6.87x | 15.60% |
Peers are selected mechanically from the official BSE industry hierarchy and current market-cap band. This is a comparison set, not a ranking or recommendation.
Companies related to Indian Overseas Bank
Same official industry (Public Sector Bank)
- Punjab National BankPNB · Market cap Rs 1,42,398 Cr
- Union Bank of IndiaUNIONBANK · Market cap Rs 1,42,367 Cr
- Bank of BarodaBANKBARODA · Market cap Rs 1,24,942 Cr
- Indian BankINDIANB · Market cap Rs 1,16,391 Cr
- Canara BankCANBK · Market cap Rs 1,08,657 Cr
- Bank of MaharashtraMAHABANK · Market cap Rs 62,302 Cr
- Bank of IndiaBANKINDIA · Market cap Rs 61,790 Cr
- UCO BankUCOBANK · Market cap Rs 27,800 Cr
Other Financial Services companies of a similar market capitalisation
- IDFC First Bank LimitedIDFCFIRSTB · Market cap Rs 63,274 Cr
- L&T Finance LimitedLTF · Market cap Rs 62,922 Cr
- ICICI Life Insurance LimitedICICILIFE · Market cap Rs 60,051 Cr
- Motilal Oswal Financial Services LimitedMOTILALOFS · Market cap Rs 59,378 Cr
- Nippon Life India Asset Management LimitedNAM-INDIA · Market cap Rs 59,133 Cr
- General Insurance Corporation of IndiaGICRE · Market cap Rs 56,538 Cr
- RBL Bank LimitedRBLBANK · Market cap Rs 55,999 Cr
- SBI Cards and Payment Services LimitedSBICARD · Market cap Rs 51,389 Cr
Companies are grouped mechanically from the exchange classification and listed by market capitalisation. This is a comparison set, not a ranking or recommendation.